Mark Galante's Blog
Let's face it – purchasing your dream home may prove to be an uphill climb, particularly for a homebuyer who fails to prepare accordingly. Lucky for you, we're here to help you make your homeownership dream a reality and ensure you can discover your ideal residence in no time at all.
Now, let's take a look at three tips to help you get ready to pursue your dream house.
1. Establish Homebuying Criteria
Finding your ideal house can be quick and easy if you establish homebuying criteria before you launch a home search. In fact, with homebuying criteria in hand, you can narrow your house search and speed up the homebuying journey.
To create homebuying criteria, you first should think about cities and towns where you want to live. Next, analyze houses in your preferred cities and towns and consider home must-haves and wants. Once you know exactly what you want to find in your dream house and where you want to reside, you can schedule home showings and move closer to finding your ideal house.
2. Get Pre-Approved for Home Financing
Homebuyers rarely have all the money they need to buy a home. Thankfully, banks and credit unions offer a wide range of mortgage options to make it simple for homebuyers to purchase residences. And if you meet with banks and credit unions, you can review your mortgage options and get pre-approved for home financing.
Obtaining a mortgage may help you streamline your house search because it enables you to establish a homebuying budget that you can use to hone your quest to find your dream home. Perhaps best of all, getting pre-approved for a mortgage may help you resist the temptation to spend beyond your means to purchase your ideal residence.
3. Hire a Real Estate Agent
Navigating the housing market on your own can be challenging for first-time and experienced homebuyers alike. Fortunately, real estate agents are available who can help you take the guesswork out of pursuing your dream house.
A real estate agent is a housing market expert who understands what it takes to complete a successful home search. He or she will meet with you, analyze your homebuying goals and map out a homebuying strategy. Then, a real estate agent will work with you to help make your homeownership dream come true.
As you conduct your home search, a real estate agent will keep you up to date about new residences that become available in your preferred cities and towns. He or she also will set up house showings and offer insights into the local real estate market. Furthermore, if you find your dream house, a real estate agent will help you craft a competitive offer to purchase this residence. And if your homebuying proposal ultimately is accepted, a real estate agent will guide you through the final stages of the homebuying process.
Start your search for your dream house – use the aforementioned tips, and you can boost the likelihood of a successful homebuying journey.
The headboard has become an integral part of bedroom furniture in the contemporary bedroom. Often the centerpiece of a bedroom, there are many design options available to you. Some are simple and understated. Others may feature cushioned back support, storage functions or built-in reading lights.
Wooden headboards are a classic and timeless choice. Traditional wooden styles can take center stage or be beautifully understated, letting your bedding or other design features take the spotlight. You’ll find paneled options, mission, spindle or sleigh styles and even variations that incorporate shelving or drawers for storage. Modern options could use simple shapes that highlight rustic or distressed finishes.
A wooden headboard doesn’t have to be traditional. For a more unusual wooden option, consider repurposing an intricate antique door or a hand-carved medallion.
Upholstered headboards are often finished with fine textiles like velvet and satin but they can also be found in leather or leather-like materials. There are plenty of understated styles that come in standard sizes but many upholstered headboards are quite large and can become a natural focal point for the room. Sophisticated details like brass nailheads or thick piping are often used in these designs.
There are DIY options available that can show you how to add upholstery to an existing headboard. Consider this option if you already have a headboard that is a size that fits your space well.
Paint or Textiles
If your room is on the smaller side and you want to conserve space, incorporate a headboard that is either painted on the wall or created with hanging textiles.
If you opt to paint, carefully measure and draw your design on the wall where the head of your bed will be. Use painters tape to achieve a crisp line. It’s easy to repaint if you change your color scheme or bedroom style so this is a good option if you often like to refresh your space.
If textiles are a better fit for you, consider installing a decorative curtain rod near the ceiling line above your bed. You can use the curtain rod to hang curtains, tapestries or even macrame or woven pieces. If you have a few bedding sets that you cycle through, this gives you the flexibility to easily update the hanging textile to match.
Selling a home takes patience. Especially when you’re balancing your time between settling into your new home, and keeping up with your work and family life. So, when you’ve finally gotten to the point of accepting an offer on your home, you’ll probably breathe a sigh of relief--and you should! However, there are still a few more things that will need to happen and a couple of things to consider before closing the deal on your home sale.
Contingencies on the purchase contract
A purchase contract typically includes contingency clauses that are designed to protect the interests of both the buyer and the seller. These clauses mean that the contract is contingent upon the actions being completed before it can be legally valid.
There are three main contingencies that will likely be included in the purchase contract before closing--inspection, financing, and appraisal.
The inspection contingency allows the buyer to have the home inspected by a professional before closing (the time should be specified within the contract, but the inspection should usually occur no more than two weeks after you accept the offer). A home inspection lets the buyer know what to expect in terms of repairs that the home needs now or will need in the near future.
Since the vast majority of buyers will be purchasing their home through a loan, a financing contingency is included to allow the buyer time to secure their mortgage. Getting pre-qualified and pre-approved makes this process easier, but the buyer will still have to finalize and close on their mortgage before their financing is official.
This clause exists to protect the buyer in the event that their mortgage application is denied, ensuring that they aren’t penalized.
The third contingency most often found in purchase contracts is a home appraisal. The buyer will order an appraisal and then the appraiser will reach out to you to find a day to come and value your home.
If the home is then appraised at the amount agreed upon in your contract, this contingency is met. However, if the appraisal comes up lower than the purchase amount, the buyer can renegotiate the price.
Walkthrough and closing
Once the appraisal and inspection have been met and financing secured, the buyer will have a chance to do a final walkthrough of your home. The walkthrough usually occurs no more than two days prior to closing on the sale. A walkthrough allows the buyer view the home one last time to ensure that the condition of the home hasn’t drastically changed since the home was inspected or appraised. So, make sure the buyer is aware of any changes you planned to make to the home before closing.
Now you’re ready to close on your home sale. You’ll receive a disclosure form to review (read it carefully!) and sign. Once closing is complete, ownership of the home is officially transferred to the buyer.
While the closing process does include several steps, it’s important to be available and cooperative along the way to ensure a smooth sale and transition into your new home.
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One of the clear benefits of siding is to protect both the exterior and interior of the home. This protection is mainly against harsh elements. There are many siding options from which to choose, but the standard siding choice is vinyl siding. Homeowners looking to add this feature to their home will enjoy many benefits such as:
Vinyl is extremely durable and long-lasting when professionally installed. Vinyl siding does not rust, corrode, or warp, and its design withstands the harsh elements. Another feature that makes vinyl siding a good possibility is it's impervious to pests, such as termites. Also, it is moisture resistant, unlike wood that is prone to rot or split.
Another compelling reason why homeowners choose vinyl siding is the cost. Compared to other siding styles, vinyl is the least expensive, with a modest maintenance cost to boot.
The overall cost of maintaining vinyl siding is inexpensive. There is no need to paint, scrape, or apply a stain year after year. All you need is a gentle clean once a year with water and a mild mold remover or use a power washer to remove built-up mud and dirt.
Improve home value
Vinyl siding significantly increases your homes' equity. It beautifies the exterior of your home. It doesn't peel, chip or flake, which helps your home look well-maintained all the time. It can also improve your home’s value in the marketplace.
Vinyl siding is lightweight and often comes with pre-drilled holes for easy installation. As a result, the time required to install vinyl siding is minimal compared to the other options.
Vinyl gives homeowners an extensive collection of options. It comes in a variety of colors and textures. Choose from narrow gauge triple-lap clapboard designs to wide-gauge Dutch-lap, faux-stone, or staggered shake styles.
Vinyl siding is the best when looking for an excellent siding choice that is durable, affordable and easy to maintain. Visit your local building store to get more information about vinyl siding or consult with your home contractor for a recommendation.